Advice & Info
You may feel like you’re on another planet when it comes to understanding Universal Credit – we’ll bring you back down to Earth.
Universal Credit is a single payment to help with your living costs, if you are on a low income of out of work. It will eventually replace six of the existing welfare benefits that will be phased out.
Your eligibility relies on a number of factors. View a breakdown of these factors here.
In the future you will receive one Universal Credit payment, which will be paid directly to you, or jointly to you and your partner (if you have one)
Pension Credit is an income-related benefit for people in retirement. If you’re on a low income or struggling with your money, you may be eligible for Pension Credit. It comes in two parts and you could get one or both parts.
If you are struggling and need help claiming Universal Credit, Citizens Advice offers a free, independent, confidential and impartial service by trained advisers.
Our free Budget Calculator gives you a full breakdown of your finances and will help you to get control of your household spending.
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