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Universal Credit

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What is it?

Universal Credit is a single payment to help with your living costs, if you are on a low income of out of work. It will eventually replace six of the existing welfare benefits that will be phased out.

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Am I eligible?

Your eligibility relies on a number of factors. View a breakdown of these factors here.

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How do I claim it?

You may feel like you’re on another planet when it comes to understanding Universal Credit – we’ll bring you back down to Earth.

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How will I be paid?

In the future you will receive one Universal Credit payment, which will be paid directly to you, or jointly to you and your partner (if you have one)

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Pension Credit

Pension Credit is an income-related benefit for people in retirement. If you’re on a low income or struggling with your money, you may be eligible for Pension Credit. It comes in two parts and you could get one or both parts.

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Need more help?

If you are struggling and need help claiming Universal Credit, Citizens Advice offers a free, independent, confidential and impartial service by trained advisers.

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Make light work of your finances with our Budget Calculator.

Our free Budget Calculator gives you a full breakdown of your finances and will help you to get control of your household spending.

The Budget Calculator
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